Buying your first home is one of the biggest financial decisions you'll make. A specialist first home buyer mortgage broker can help you navigate government grants, stamp duty concessions, and find the right loan for your situation.
Why Use a First Home Buyers Specialist?
- Access to First Home Owner Grant (FHOG) guidance
- Help with First Home Guarantee scheme applications
- Stamp duty exemption and concession advice
- Low deposit home loan options
- Comparison of first home buyer loan products
First Home Buyers Brokers in Bateau Bay
NPNigel Pritchard
Your Home Financial Solutions
0488 149 099
GDGlen Dempsey
Mortgage Broker
0412 159 272
GFGenevieve Fordham
Mortgage Broker
0487 004 041
ASAnnie Stronach
Crystal Clear Finance Solutions
0458 383 655
TJTimo Jahn
Mortgage Broker
0459 828 934
JMJacob McCudden
Crystal Clear Finance Solutions
0492 152 484
Frequently Asked Questions
What is the First Home Owner Grant?
The First Home Owner Grant (FHOG) is a one-off payment to help first home buyers purchase or build a new home. The amount varies by state and property type.
Can I buy with less than 20% deposit?
Yes, many lenders offer loans with as little as 5% deposit. You may need to pay Lenders Mortgage Insurance (LMI), or you may qualify for the First Home Guarantee which waives LMI.
What government schemes are available for first home buyers?
Key schemes include the First Home Owner Grant, First Home Guarantee (5% deposit), Regional First Home Buyer Guarantee, and various state stamp duty concessions.