Buying your first home is one of the biggest financial decisions you'll make. A specialist first home buyer mortgage broker can help you navigate government grants, stamp duty concessions, and find the right loan for your situation.
Why Use a First Home Buyers Specialist?
- Access to First Home Owner Grant (FHOG) guidance
- Help with First Home Guarantee scheme applications
- Stamp duty exemption and concession advice
- Low deposit home loan options
- Comparison of first home buyer loan products
First Home Buyers Brokers in Byron Bay
SHStuart Heath
Green Coast Finance
0480 801 640
CJCandice Joseph
Entourage Finance Byron Bay
0432 862 457
JMJack MEAGHER
Stoke Financial
0456 964 339
DPDean Prosser
Enhanced Coastal
0422 409 640
SSSonny Singh
Blue Sky Financial Group
0416 217 776
SSSonny Singh
North Coast Financial Solutions Pty Ltd
0416 217 776
DJDalpreet Johal
Mortgage Broker
0424 234 503
SWSean Wroe
Sakura Finance
0411 143 926
JBJames Bolte
North Coast Financial Solutions
0439 267 759
KLKatrina Lagos
Vision Finance Australia
0409 178 583
Frequently Asked Questions
What is the First Home Owner Grant?
The First Home Owner Grant (FHOG) is a one-off payment to help first home buyers purchase or build a new home. The amount varies by state and property type.
Can I buy with less than 20% deposit?
Yes, many lenders offer loans with as little as 5% deposit. You may need to pay Lenders Mortgage Insurance (LMI), or you may qualify for the First Home Guarantee which waives LMI.
What government schemes are available for first home buyers?
Key schemes include the First Home Owner Grant, First Home Guarantee (5% deposit), Regional First Home Buyer Guarantee, and various state stamp duty concessions.