Building a property investment portfolio requires strategic financing. Investment property specialists understand rental yields, negative gearing, and how to structure loans to maximize tax benefits while minimizing risk.
Why Use a Investment Loans Specialist?
- Interest-only loan options for cash flow
- Equity release from existing properties
- Negative gearing and tax benefit advice
- Portfolio structuring strategies
- Access to investor-specific loan products
Investment Loans Brokers in Croydon
Billy Davidson
Mortgage Broker
0421 859 497
Greg Ge
Golden Fountains Finance
0425 666 639
Luke Kenniff
Harvest Agents and Advisory
0409 992 715
Christine koukouras
Mortgage Broker
0406 741 992
Tim Gould
Verde Financial Pty Ltd
0420 634 025
Laurie Soueid
Mortgage Broker
0405 546 256
Frequently Asked Questions
What deposit do I need for an investment property?
Most lenders require a minimum 10-20% deposit for investment properties. Some allow 10% with LMI, but 20% avoids additional insurance costs.
Can I use equity from my home to buy an investment property?
Yes, accessing equity in your existing property is a common strategy for investment purchases. A broker can help calculate your usable equity and structure the loan appropriately.
Should I choose interest-only or principal & interest?
Interest-only loans provide better cash flow initially but cost more over time. The right choice depends on your investment strategy and tax situation.