Buying your first home is one of the biggest financial decisions you'll make. A specialist first home buyer mortgage broker can help you navigate government grants, stamp duty concessions, and find the right loan for your situation.
Why Use a First Home Buyers Specialist?
- Access to First Home Owner Grant (FHOG) guidance
- Help with First Home Guarantee scheme applications
- Stamp duty exemption and concession advice
- Low deposit home loan options
- Comparison of first home buyer loan products
First Home Buyers Brokers in Erina
MMMhairi MacLeod
Astute Ability Pty Ltd
0414 436 837
DNDonald Nicolussi
Home Loan Financial Pty Ltd
0420 763 784
MDMichael Daniels
Mortgage Broker
0414 255 530
PSPhillip Segaert
Mortgage Broker
0414 657 746
LWLuke Whitbread
Mortgage Choice Erina
0426 007 638
ZPZac Peteh
Mint Equity Pty Ltd
0402 883 450
GPGrant Paull
Mortgage Broker
0402 661 178
NENathan Edwards
Central Coast Home Loans
0414 895 730
PJPhil Jenkins
Mortgage Broker
0423 024 432
GDGavin Drummond
Mortgage Broker
0411 557 133
Frequently Asked Questions
What is the First Home Owner Grant?
The First Home Owner Grant (FHOG) is a one-off payment to help first home buyers purchase or build a new home. The amount varies by state and property type.
Can I buy with less than 20% deposit?
Yes, many lenders offer loans with as little as 5% deposit. You may need to pay Lenders Mortgage Insurance (LMI), or you may qualify for the First Home Guarantee which waives LMI.
What government schemes are available for first home buyers?
Key schemes include the First Home Owner Grant, First Home Guarantee (5% deposit), Regional First Home Buyer Guarantee, and various state stamp duty concessions.