Buying your first home is one of the biggest financial decisions you'll make. A specialist first home buyer mortgage broker can help you navigate government grants, stamp duty concessions, and find the right loan for your situation.
Why Use a First Home Buyers Specialist?
- Access to First Home Owner Grant (FHOG) guidance
- Help with First Home Guarantee scheme applications
- Stamp duty exemption and concession advice
- Low deposit home loan options
- Comparison of first home buyer loan products
First Home Buyers Brokers in Royal Exchange
Suhal Naser
Medina Home Loans
0414 777 155
Jonathan McGrath
McGrath Capital Pty Ltd
0414 567 152
Paul Ahearne
Locums Nominees Pty Ltd
0405 172 888
Sean McGargill
Mortgage Broker
0417 881 109
Richard Wellsmore
Futurity Pty Ltd
0402 477 933
Steve Domonkos
Mortgage Broker
0428 811 248
Natalie Stojanovska
Mortgage Broker
0477 067 553
Frequently Asked Questions
What is the First Home Owner Grant?
The First Home Owner Grant (FHOG) is a one-off payment to help first home buyers purchase or build a new home. The amount varies by state and property type.
Can I buy with less than 20% deposit?
Yes, many lenders offer loans with as little as 5% deposit. You may need to pay Lenders Mortgage Insurance (LMI), or you may qualify for the First Home Guarantee which waives LMI.
What government schemes are available for first home buyers?
Key schemes include the First Home Owner Grant, First Home Guarantee (5% deposit), Regional First Home Buyer Guarantee, and various state stamp duty concessions.