Buying your first home is one of the biggest financial decisions you'll make. A specialist first home buyer mortgage broker can help you navigate government grants, stamp duty concessions, and find the right loan for your situation.
Why Use a First Home Buyers Specialist?
- Access to First Home Owner Grant (FHOG) guidance
- Help with First Home Guarantee scheme applications
- Stamp duty exemption and concession advice
- Low deposit home loan options
- Comparison of first home buyer loan products
First Home Buyers Brokers in Willoughby
ELElaine Lam
Elaine Financial
0401 610 314
NKNick Kwan
Mortgage Broker
0410 620 633
TOTerry O’Brien
Premium Broker
0412 543 393
FMFletcher McKee
Mortgage Broker
0450 089 727
RWRaymond Wong
Mortgage Broker
0433 694 628
RWRobert Ward
Premium Broker Pty Limited
0417 448 691
JMJohn McLennan
Premium Broker Pty Ltd
0401 956 667
HYHuating Yin
Xin Mortgage
0430 006 691
MLMark Lyons
Centurion Home Loans Services Pty Limited
0413 290 222
GCGreg Cave
Mortgage Broker
0416 299 897
Frequently Asked Questions
What is the First Home Owner Grant?
The First Home Owner Grant (FHOG) is a one-off payment to help first home buyers purchase or build a new home. The amount varies by state and property type.
Can I buy with less than 20% deposit?
Yes, many lenders offer loans with as little as 5% deposit. You may need to pay Lenders Mortgage Insurance (LMI), or you may qualify for the First Home Guarantee which waives LMI.
What government schemes are available for first home buyers?
Key schemes include the First Home Owner Grant, First Home Guarantee (5% deposit), Regional First Home Buyer Guarantee, and various state stamp duty concessions.