Building a home requires specialized financing with progress payments and different structures to standard home loans. Construction loan specialists understand builder contracts, progress draw schedules, and council requirements.
Why Use a Construction Loans Specialist?
- Progress payment draw-down structures
- Land and construction package finance
- Knock-down rebuild loan expertise
- Owner-builder loan options
- Fixed price contract requirements
Construction Loans Brokers in Brisbane
Hamish McIntosh
Bentleys Finance QLD Pty Ltd
0448 002 798
James Stewart
Mortgage Broker
0402 465 666
Phil Ringuet
Vincents Lending Solutions
0455 440 083
Chris Smith
VISIS Private Wealth
0416 076 484
Dan McNabb
Mortgage Broker
0430 314 259
Jeremy Tsunoda
Mortgage Broker
0404 822 744
Jyoti Bhatia
The Jindal Brokers Pty Ltd
0411 555 981
Bailey Jones
BCJ Finance Pty Ltd ATF B Jones Family Trust
0457 199 901
Bryan Houchin
Mortgage Broker
0427 679 410
Kurtis Woodcroft
Mortgage Broker
0477 757 177
Frequently Asked Questions
How do construction loan repayments work?
During construction, you typically only pay interest on funds drawn. Once complete, the loan converts to a standard principal and interest home loan.
What deposit do I need for a construction loan?
Most lenders require 20% of the total cost (land + build). Some allow less with LMI. You'll also need funds for council fees and other costs.
Can I get a construction loan for an owner-builder project?
Yes, but options are more limited. Lenders typically require higher deposits and may have stricter requirements for owner-builders.