Buying your first home is one of the biggest financial decisions you'll make. A specialist first home buyer mortgage broker can help you navigate government grants, stamp duty concessions, and find the right loan for your situation.
Why Use a First Home Buyers Specialist?
- Access to First Home Owner Grant (FHOG) guidance
- Help with First Home Guarantee scheme applications
- Stamp duty exemption and concession advice
- Low deposit home loan options
- Comparison of first home buyer loan products
First Home Buyers Brokers in Cairns
NMNeil MacIsaac
Mortgage Broker
0437 515 999
MMMax McLachlan
Mortgage Broker
0458 299 734
LELauren Eakins
Eakins Finance Pty Ltd
0434 041 169
SSScott Smith
Cairns Finance
0438 779 355
MJMichael Jacoby
NQBB Pty Ltd
0408 805 648
JWJohn Watts
Mortgage Broker
0418 716 033
LTLynleigh Turner
Mortgage Wiz
0408 159 955
RWRoger Ward
Ward Corp Invest Pty Ltd
0413 713 534
GSGus Soper
Mortgage Broker
0400 636 953
DPDave Phillips
Loan Select Cairns
0419 787 766
Frequently Asked Questions
What is the First Home Owner Grant?
The First Home Owner Grant (FHOG) is a one-off payment to help first home buyers purchase or build a new home. The amount varies by state and property type.
Can I buy with less than 20% deposit?
Yes, many lenders offer loans with as little as 5% deposit. You may need to pay Lenders Mortgage Insurance (LMI), or you may qualify for the First Home Guarantee which waives LMI.
What government schemes are available for first home buyers?
Key schemes include the First Home Owner Grant, First Home Guarantee (5% deposit), Regional First Home Buyer Guarantee, and various state stamp duty concessions.