Building a property investment portfolio requires strategic financing. Investment property specialists understand rental yields, negative gearing, and how to structure loans to maximize tax benefits while minimizing risk.
Why Use a Investment Loans Specialist?
- Interest-only loan options for cash flow
- Equity release from existing properties
- Negative gearing and tax benefit advice
- Portfolio structuring strategies
- Access to investor-specific loan products
Investment Loans Brokers in Hawthorne
Steve Essenstam
Rainmaker Financial Group
0407 435 800
Tyson James
Loan Connectors
0455 571 061
Emily Pinker
Mortgage Broker
0413 422 726
Neil Higgins
One Finance Australia Pty Ltd
0449 815 490
Ryan Anderson
Mortgage Broker
0481 500 383
Sheik Basha
Mortgage Broker
0432 235 045
Ruma Basha
Mortgage Broker
0402 943 496
Frequently Asked Questions
What deposit do I need for an investment property?
Most lenders require a minimum 10-20% deposit for investment properties. Some allow 10% with LMI, but 20% avoids additional insurance costs.
Can I use equity from my home to buy an investment property?
Yes, accessing equity in your existing property is a common strategy for investment purchases. A broker can help calculate your usable equity and structure the loan appropriately.
Should I choose interest-only or principal & interest?
Interest-only loans provide better cash flow initially but cost more over time. The right choice depends on your investment strategy and tax situation.