ACT Stamp Duty Calculator
Based on ACT Revenue Office rates for FY2025–26
750k or 1.2m. Shortcuts:Total Upfront Costs Estimate
Estimate only. LMI, legal and inspection costs are typical ranges — actual costs vary. Verify final stamp duty with a ACT conveyancer or ACT Revenue Office's official calculator.
How Stamp Duty Works in Australian Capital Territory
Stamp duty (officially "transfer duty" in ACT) is a state tax you pay when buying property. It's calculated on the purchase price or market value — whichever is higher — and must be paid before the property can be transferred into your name.
Important ACT quirk: properties priced above $1,455,000 pay a flat 4.54% of the full property value (not marginal).
First Home Buyer Concessions in Australian Capital Territory
If you're a first home buyer in Australian Capital Territory and meet the eligibility requirements, you may pay no stamp duty at all on properties up to $1,020,000.
Eligibility requirements typically include:
- At least one buyer is an Australian citizen or permanent resident
- Neither buyer (nor their spouse/partner) has previously owned Australian residential property
- The property will be your principal place of residence (not an investment)
- You move in within 12 months of settlement and live there for at least 6–12 continuous months
Worked Examples — ACT Stamp Duty
Here's how much stamp duty an owner-occupier would pay on common property prices in Australian Capital Territory:
| Property Price | Standard Duty | First Home Buyer (new) |
|---|---|---|
| $500,000 | $8,408 | $0 |
| $750,000 | $19,208 | $0 |
| $1,000,000 | $33,958 | $0 |
| $1,500,000 | $68,100 | $68,100 |
Ready to Buy in Australian Capital Territory?
Once you know your stamp duty, the next step is to get your finance sorted. A local mortgage broker can help you compare lenders, maximize your borrowing power, and structure your loan around your upfront costs.
Other Calculators
Disclaimer: This calculator provides estimates based on publicly available ACT stamp duty rates as of the 2025–26 financial year. Rates may change. Always verify with ACT Revenue Office (https://www.revenue.act.gov.au/duties/conveyance-duty) or a qualified conveyancer before making financial decisions.