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SA Stamp Duty Calculator

Based on RevenueSA rates for FY2025–26

$
Try 750k or 1.2m. Shortcuts:
$0 Total Stamp Duty
Base duty:$0
Concession applied:$0
Foreign surcharge:$0

Total Upfront Costs Estimate

Stamp duty:$0
Conveyancer / legal:~$1,800
Building & pest inspection:~$600
Govt transfer + mortgage fees:~$400
LMI (est. with chosen deposit):$0
Approx total:$0
Deposit check
$

Estimate only. LMI, legal and inspection costs are typical ranges — actual costs vary. Verify final stamp duty with a SA conveyancer or RevenueSA's official calculator.

How Stamp Duty Works in South Australia

Stamp duty (officially "transfer duty" in SA) is a state tax you pay when buying property. It's calculated on the purchase price or market value — whichever is higher — and must be paid before the property can be transferred into your name.

First Home Buyer Concessions in South Australia

South Australia does not currently offer a stamp duty concession for first home buyers. Check with RevenueSA for the latest grants and incentives.

Worked Examples — SA Stamp Duty

Here's how much stamp duty an owner-occupier would pay on common property prices in South Australia:

Property Price Standard Duty First Home Buyer (new)
$500,000 $21,330 $0
$750,000 $35,080 $0
$1,000,000 $48,830 $0
$1,500,000 $76,330 $0

Foreign Buyer Surcharge in South Australia

South Australia imposes an additional 7% surcharge on top of standard stamp duty for foreign buyers purchasing residential property. This applies to anyone who is not an Australian citizen or permanent resident (including temporary visa holders and foreign-owned companies).

Ready to Buy in South Australia?

Once you know your stamp duty, the next step is to get your finance sorted. A local mortgage broker can help you compare lenders, maximize your borrowing power, and structure your loan around your upfront costs.

Find a mortgage broker in South Australia →

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Disclaimer: This calculator provides estimates based on publicly available SA stamp duty rates as of the 2025–26 financial year. Rates may change. Always verify with RevenueSA (https://www.revenuesa.sa.gov.au/stamp-duty-land/rate-of-stamp-duty) or a qualified conveyancer before making financial decisions.