Buying your first home is one of the biggest financial decisions you'll make. A specialist first home buyer mortgage broker can help you navigate government grants, stamp duty concessions, and find the right loan for your situation.
Why Use a First Home Buyers Specialist?
- Access to First Home Owner Grant (FHOG) guidance
- Help with First Home Guarantee scheme applications
- Stamp duty exemption and concession advice
- Low deposit home loan options
- Comparison of first home buyer loan products
First Home Buyers Brokers in Bayswater
Girish Ganglani
Mortgage Broker
0423 080 615
Jimmy Wong
Mortgage Broker
0491 085 471
Chris Bright
Mortgage Broker
0416 224 042
Leon LI
Mortgage Broker
0430 197 347
Zhongyi Li
LeMerit Finance Pty Ltd
0433 594 347
Mark Eisenbise
Mortgage Broker
0401 200 205
Wayne Stewart
Mortgage Broker
0417 381 614
Chloe Bright
Bright Finance VIC Pty Ltd
0435 507 593
Frequently Asked Questions
What is the First Home Owner Grant?
The First Home Owner Grant (FHOG) is a one-off payment to help first home buyers purchase or build a new home. The amount varies by state and property type.
Can I buy with less than 20% deposit?
Yes, many lenders offer loans with as little as 5% deposit. You may need to pay Lenders Mortgage Insurance (LMI), or you may qualify for the First Home Guarantee which waives LMI.
What government schemes are available for first home buyers?
Key schemes include the First Home Owner Grant, First Home Guarantee (5% deposit), Regional First Home Buyer Guarantee, and various state stamp duty concessions.