Buying your first home is one of the biggest financial decisions you'll make. A specialist first home buyer mortgage broker can help you navigate government grants, stamp duty concessions, and find the right loan for your situation.
Why Use a First Home Buyers Specialist?
- Access to First Home Owner Grant (FHOG) guidance
- Help with First Home Guarantee scheme applications
- Stamp duty exemption and concession advice
- Low deposit home loan options
- Comparison of first home buyer loan products
First Home Buyers Brokers in Clifton Hill
Hyung Tai Choi
Mortgage Broker
0423 776 233
Tim Davis
Property Portfolio Loans
0426 808 438
Glen Thorogood
Nixon Mortgage Finance Pty Ltd
0448 557 818
Richard Bland
Key Mortgage Solutions
0422 234 036
Ryan McNamara
Two Doors Financial Pty Ltd
0423 000 334
Graeme Martin
Mortgage Broker
0400 556 700
Mark Forcina
Mortgage Broker
0423 429 273
Frequently Asked Questions
What is the First Home Owner Grant?
The First Home Owner Grant (FHOG) is a one-off payment to help first home buyers purchase or build a new home. The amount varies by state and property type.
Can I buy with less than 20% deposit?
Yes, many lenders offer loans with as little as 5% deposit. You may need to pay Lenders Mortgage Insurance (LMI), or you may qualify for the First Home Guarantee which waives LMI.
What government schemes are available for first home buyers?
Key schemes include the First Home Owner Grant, First Home Guarantee (5% deposit), Regional First Home Buyer Guarantee, and various state stamp duty concessions.