Buying your first home is one of the biggest financial decisions you'll make. A specialist first home buyer mortgage broker can help you navigate government grants, stamp duty concessions, and find the right loan for your situation.
Why Use a First Home Buyers Specialist?
- Access to First Home Owner Grant (FHOG) guidance
- Help with First Home Guarantee scheme applications
- Stamp duty exemption and concession advice
- Low deposit home loan options
- Comparison of first home buyer loan products
First Home Buyers Brokers in Elwood
Mariana Mergl Favaretto
Capta Financial Pty Ltd
0421 255 841
Nick Gurry
Mortgage Broker
0408 001 112
Joyce Cheng Cheng-Durur
Mortgage Broker
0482 027 715
Martin Ryan
AXTON Finance
0419 362 255
Gorana Masic
Mortgage Broker
0413 187 837
James Christie
Mortgage Broker
0432 544 422
Tony Feehan
Mortgage Broker
0412 316 664
Ian Creighton
Mortgage Broker
0401 840 667
Michael Holmes
Mortgage Broker
0402 478 345
Tim Langdon
Mortgage Broker
0434 350 106
Frequently Asked Questions
What is the First Home Owner Grant?
The First Home Owner Grant (FHOG) is a one-off payment to help first home buyers purchase or build a new home. The amount varies by state and property type.
Can I buy with less than 20% deposit?
Yes, many lenders offer loans with as little as 5% deposit. You may need to pay Lenders Mortgage Insurance (LMI), or you may qualify for the First Home Guarantee which waives LMI.
What government schemes are available for first home buyers?
Key schemes include the First Home Owner Grant, First Home Guarantee (5% deposit), Regional First Home Buyer Guarantee, and various state stamp duty concessions.