Building a property investment portfolio requires strategic financing. Investment property specialists understand rental yields, negative gearing, and how to structure loans to maximize tax benefits while minimizing risk.
Why Use a Investment Loans Specialist?
- Interest-only loan options for cash flow
- Equity release from existing properties
- Negative gearing and tax benefit advice
- Portfolio structuring strategies
- Access to investor-specific loan products
Investment Loans Brokers in Ferntree Gully
Preeti Sachdeva
Lending Wizard Australia Pty Ltd
0430 514 471
Martin Wild
Smart Finance Brokers Pty Ltd
0490 738 462
Jenny Fernandes
Aussie Ferntree Gully
0411 156 559
Cheng Peng
Mortgage Broker
0432 537 890
Hannah Chen
Mortgage Broker
0447 364 703
Greg Karydis
Calculus Finance Pty Ltd
0414 047 097
Jassi Singh
Hanji Finance Pty Ltd
0437 890 002
Frequently Asked Questions
What deposit do I need for an investment property?
Most lenders require a minimum 10-20% deposit for investment properties. Some allow 10% with LMI, but 20% avoids additional insurance costs.
Can I use equity from my home to buy an investment property?
Yes, accessing equity in your existing property is a common strategy for investment purchases. A broker can help calculate your usable equity and structure the loan appropriately.
Should I choose interest-only or principal & interest?
Interest-only loans provide better cash flow initially but cost more over time. The right choice depends on your investment strategy and tax situation.