Building a property investment portfolio requires strategic financing. Investment property specialists understand rental yields, negative gearing, and how to structure loans to maximize tax benefits while minimizing risk.
Why Use a Investment Loans Specialist?
- Interest-only loan options for cash flow
- Equity release from existing properties
- Negative gearing and tax benefit advice
- Portfolio structuring strategies
- Access to investor-specific loan products
Investment Loans Brokers in Geelong West
NWNick Walsh
Mortgage Broker
0425 863 622
RCRobert Carleton
Mortgage Broker
0406 753 943
PMPhillip Morgan
Mortgage Broker
0409 863 810
RHRhys Hultgren
Mortgage Broker
0448 766 786
WFWarren Freeman
Mulcahy and Co Lending Geelong
0408 434 963
AWAlice Wells
Mulcahy & Co Lending Geelong
0404 295 525
Frequently Asked Questions
What deposit do I need for an investment property?
Most lenders require a minimum 10-20% deposit for investment properties. Some allow 10% with LMI, but 20% avoids additional insurance costs.
Can I use equity from my home to buy an investment property?
Yes, accessing equity in your existing property is a common strategy for investment purchases. A broker can help calculate your usable equity and structure the loan appropriately.
Should I choose interest-only or principal & interest?
Interest-only loans provide better cash flow initially but cost more over time. The right choice depends on your investment strategy and tax situation.