Buying your first home is one of the biggest financial decisions you'll make. A specialist first home buyer mortgage broker can help you navigate government grants, stamp duty concessions, and find the right loan for your situation.
Why Use a First Home Buyers Specialist?
- Access to First Home Owner Grant (FHOG) guidance
- Help with First Home Guarantee scheme applications
- Stamp duty exemption and concession advice
- Low deposit home loan options
- Comparison of first home buyer loan products
First Home Buyers Brokers in Heidelberg
DJDilip John
Mortgage Broker
0401 028 306
VRVince Raso
Mortgage Broker
0414 397 636
JSJason Starchenko
The Loan Brokers
0468 858 725
ARAaron Rees
Loxley Financial
0405 611 407
BCBabita Chhibber
BAJ Australia Pty Ltd
0449 944 321
AMAndy Melling
Next Generation Mortgages Pty Ltd
0422 865 303
GLGarry Li
Mortgage Broker
0406 317 878
DIDrew Ivory
PBI MORTGAGES
0456 440 606
GRGary Ritchie
Mortgage Broker
0423 265 650
Frequently Asked Questions
What is the First Home Owner Grant?
The First Home Owner Grant (FHOG) is a one-off payment to help first home buyers purchase or build a new home. The amount varies by state and property type.
Can I buy with less than 20% deposit?
Yes, many lenders offer loans with as little as 5% deposit. You may need to pay Lenders Mortgage Insurance (LMI), or you may qualify for the First Home Guarantee which waives LMI.
What government schemes are available for first home buyers?
Key schemes include the First Home Owner Grant, First Home Guarantee (5% deposit), Regional First Home Buyer Guarantee, and various state stamp duty concessions.