Buying your first home is one of the biggest financial decisions you'll make. A specialist first home buyer mortgage broker can help you navigate government grants, stamp duty concessions, and find the right loan for your situation.
Why Use a First Home Buyers Specialist?
- Access to First Home Owner Grant (FHOG) guidance
- Help with First Home Guarantee scheme applications
- Stamp duty exemption and concession advice
- Low deposit home loan options
- Comparison of first home buyer loan products
First Home Buyers Brokers in Mernda
Janaka Dissanayake
Mortgage Broker
0488 939 888
Michael Howard
Mortgage Broker
Sandra Sanches
Mortgage Broker
0415 545 838
Rana Chahine
CRFG
0424 499 322
Iqbal Grewal
Mortgage Broker
0423 817 713
Narender Singh
Mortgage Broker
0411 781 971
Mohammad Akrami
Mortgage Broker
0450 923 050
Megan Di Benedetto
Mortgage Broker
0420 476 537
Regan Ahmed
LENDVISION PTY LTD
0430 440 254
Manoj Dhungana
Mortgage Broker
0423 631 585
Frequently Asked Questions
What is the First Home Owner Grant?
The First Home Owner Grant (FHOG) is a one-off payment to help first home buyers purchase or build a new home. The amount varies by state and property type.
Can I buy with less than 20% deposit?
Yes, many lenders offer loans with as little as 5% deposit. You may need to pay Lenders Mortgage Insurance (LMI), or you may qualify for the First Home Guarantee which waives LMI.
What government schemes are available for first home buyers?
Key schemes include the First Home Owner Grant, First Home Guarantee (5% deposit), Regional First Home Buyer Guarantee, and various state stamp duty concessions.