Buying your first home is one of the biggest financial decisions you'll make. A specialist first home buyer mortgage broker can help you navigate government grants, stamp duty concessions, and find the right loan for your situation.
Why Use a First Home Buyers Specialist?
- Access to First Home Owner Grant (FHOG) guidance
- Help with First Home Guarantee scheme applications
- Stamp duty exemption and concession advice
- Low deposit home loan options
- Comparison of first home buyer loan products
First Home Buyers Brokers in Ocean Grove
DFDoug Fairbrother
Mortgage Broker
0412 699 474
BPBenjamin Potter
Mortgage Broker
0437 155 955
RVRuth Van Eekelen
Mortgage Broker
0420 278 100
DBDarcy Brown
Enterprise Capital Pty Ltd
0409 701 474
JLJon Lorbeer
Ocean Grove Home Finance Pty Ltd
0432 388 238
JVJoedy Van Eekelen
Mortgage Broker
0418 519 226
LPLogan Popple
Mortgage Broker
0468 949 359
DMDavid Moss
Mortgage Broker
0403 640 884
Frequently Asked Questions
What is the First Home Owner Grant?
The First Home Owner Grant (FHOG) is a one-off payment to help first home buyers purchase or build a new home. The amount varies by state and property type.
Can I buy with less than 20% deposit?
Yes, many lenders offer loans with as little as 5% deposit. You may need to pay Lenders Mortgage Insurance (LMI), or you may qualify for the First Home Guarantee which waives LMI.
What government schemes are available for first home buyers?
Key schemes include the First Home Owner Grant, First Home Guarantee (5% deposit), Regional First Home Buyer Guarantee, and various state stamp duty concessions.