Buying your first home is one of the biggest financial decisions you'll make. A specialist first home buyer mortgage broker can help you navigate government grants, stamp duty concessions, and find the right loan for your situation.
Why Use a First Home Buyers Specialist?
- Access to First Home Owner Grant (FHOG) guidance
- Help with First Home Guarantee scheme applications
- Stamp duty exemption and concession advice
- Low deposit home loan options
- Comparison of first home buyer loan products
First Home Buyers Brokers in Pakenham
Harpreet Kaur
Josan Finance Pty Ltd
0410 091 986
Brett Jackson
Mortgage Broker
0422 260 424
Preeti Kaur
Mortgage Broker
0426 482 285
Peter Gulati
Prospexx Investment Pty Ltd
0433 897 228
Travis Darby
Darby Home Loans Pty Ltd
0458 554 407
Nav Jammu
Mortgage Broker
Siawash Rahi
MELBOURNE LOW RATE HOME LOAN PTY LTD
0421 548 953
Numan Rashid
Mortgage Broker
0451 477 760
Shavanpreet Kaur
Mortgage Broker
0450 361 035
Janitha Silva
Universal Lending Pty Ltd
0437 773 359
Frequently Asked Questions
What is the First Home Owner Grant?
The First Home Owner Grant (FHOG) is a one-off payment to help first home buyers purchase or build a new home. The amount varies by state and property type.
Can I buy with less than 20% deposit?
Yes, many lenders offer loans with as little as 5% deposit. You may need to pay Lenders Mortgage Insurance (LMI), or you may qualify for the First Home Guarantee which waives LMI.
What government schemes are available for first home buyers?
Key schemes include the First Home Owner Grant, First Home Guarantee (5% deposit), Regional First Home Buyer Guarantee, and various state stamp duty concessions.