Buying your first home is one of the biggest financial decisions you'll make. A specialist first home buyer mortgage broker can help you navigate government grants, stamp duty concessions, and find the right loan for your situation.
Why Use a First Home Buyers Specialist?
- Access to First Home Owner Grant (FHOG) guidance
- Help with First Home Guarantee scheme applications
- Stamp duty exemption and concession advice
- Low deposit home loan options
- Comparison of first home buyer loan products
First Home Buyers Brokers in South Melbourne
Paul Williams
Mortgage choice
0421 610 965
Simon O’Kelly
Finance for Living
0424 241 262
Carlo Di Giovanni
CDG Finance
0409 428 716
Vu Du
Mortgage Broker
0402 844 279
Jack Nuzzo
Resolve Finance Domain Square
0409 019 094
James Spanos
Mortgage Loans Made Easy
0414 620 934
Mark Stutz
Quattro Finance & Advisory
0428 753 228
Chris Rathgen
Market Street Finance
0438 847 477
Esha Frykberg
Mortgage Broker
0410 132 024
Sean Wellman
Mortgage Broker
0400 669 950
Frequently Asked Questions
What is the First Home Owner Grant?
The First Home Owner Grant (FHOG) is a one-off payment to help first home buyers purchase or build a new home. The amount varies by state and property type.
Can I buy with less than 20% deposit?
Yes, many lenders offer loans with as little as 5% deposit. You may need to pay Lenders Mortgage Insurance (LMI), or you may qualify for the First Home Guarantee which waives LMI.
What government schemes are available for first home buyers?
Key schemes include the First Home Owner Grant, First Home Guarantee (5% deposit), Regional First Home Buyer Guarantee, and various state stamp duty concessions.