Buying your first home is one of the biggest financial decisions you'll make. A specialist first home buyer mortgage broker can help you navigate government grants, stamp duty concessions, and find the right loan for your situation.
Why Use a First Home Buyers Specialist?
- Access to First Home Owner Grant (FHOG) guidance
- Help with First Home Guarantee scheme applications
- Stamp duty exemption and concession advice
- Low deposit home loan options
- Comparison of first home buyer loan products
First Home Buyers Brokers in Toorak
XWXiao Wang
Mortgage Broker
0402 385 088
Andrew White
National Mortgage Services Pty Ltd
0405 147 875
BJBelinda James
Ripple Finance
0417 378 041
DWDavid Wegener
Mortgage Broker
0411 514 923
Andrew White
EUREKA CAPITAL PTY LTD
0405 147 875
DGDaniel Gold
Mortgage Broker
0420 219 259
AMAngus Macdonald
Mortgage Broker
0429 345 123
JAJordan Andrews
Mortgage Broker
0458 458 311
AKAndrew Kelly
Mortgage Broker
0448 152 736
PVPeter Vinci
Mortgage Broker
0438 041 111
Frequently Asked Questions
What is the First Home Owner Grant?
The First Home Owner Grant (FHOG) is a one-off payment to help first home buyers purchase or build a new home. The amount varies by state and property type.
Can I buy with less than 20% deposit?
Yes, many lenders offer loans with as little as 5% deposit. You may need to pay Lenders Mortgage Insurance (LMI), or you may qualify for the First Home Guarantee which waives LMI.
What government schemes are available for first home buyers?
Key schemes include the First Home Owner Grant, First Home Guarantee (5% deposit), Regional First Home Buyer Guarantee, and various state stamp duty concessions.