Buying your first home is one of the biggest financial decisions you'll make. A specialist first home buyer mortgage broker can help you navigate government grants, stamp duty concessions, and find the right loan for your situation.
Why Use a First Home Buyers Specialist?
- Access to First Home Owner Grant (FHOG) guidance
- Help with First Home Guarantee scheme applications
- Stamp duty exemption and concession advice
- Low deposit home loan options
- Comparison of first home buyer loan products
First Home Buyers Brokers in Torquay
BBBridget Bowman
SMATS
0491 456 440
PNPaul Nelson
UFGNF Pty Ltd
0421 375 475
DFDarrin Findlay
Mortgage Broker
0408 300 605
LSLachlan Smith
Mortgage Broker
0417 720 744
DDDavid Decelis
Elite Finance Partners
0433 716 124
SVSimon Villani
Mortgage Broker
0425 826 888
LRLeesa Rankin
Rankin Financial Services Pty Ltd
0408 521 123
GLGlen Lochhead
Mortgage Broker
0407 192 072
SCSteven Cruz
Mortgage Broker
0499 780 090
MOMick O’Connor
Mortgage Broker
0412 484 176
Frequently Asked Questions
What is the First Home Owner Grant?
The First Home Owner Grant (FHOG) is a one-off payment to help first home buyers purchase or build a new home. The amount varies by state and property type.
Can I buy with less than 20% deposit?
Yes, many lenders offer loans with as little as 5% deposit. You may need to pay Lenders Mortgage Insurance (LMI), or you may qualify for the First Home Guarantee which waives LMI.
What government schemes are available for first home buyers?
Key schemes include the First Home Owner Grant, First Home Guarantee (5% deposit), Regional First Home Buyer Guarantee, and various state stamp duty concessions.