Buying your first home is one of the biggest financial decisions you'll make. A specialist first home buyer mortgage broker can help you navigate government grants, stamp duty concessions, and find the right loan for your situation.
Why Use a First Home Buyers Specialist?
- Access to First Home Owner Grant (FHOG) guidance
- Help with First Home Guarantee scheme applications
- Stamp duty exemption and concession advice
- Low deposit home loan options
- Comparison of first home buyer loan products
First Home Buyers Brokers in Warrnambool
Tony White
Mortgage Broker
0427 046 902
Sylvia Williams
Mortgage Broker
0448 744 554
Gary Strickland
First 4 Finance Pty Ltd
0408 553 615
Rod Donnelly
Mortgage Broker
0437 776 623
Teresa Cito
Mortgage Broker
0439 659 805
Jason Leishman
Mortgage Broker
0423 468 660
Chris Beks
Ceebeks Financial Solutions
0400 355 519
Paul Cameron
Mortgage Broker
0439 899 335
Michael Phillips
Z&MP Finance Pty Ltd
John Shannahan
Mortgage Broker
0428 624 751
Frequently Asked Questions
What is the First Home Owner Grant?
The First Home Owner Grant (FHOG) is a one-off payment to help first home buyers purchase or build a new home. The amount varies by state and property type.
Can I buy with less than 20% deposit?
Yes, many lenders offer loans with as little as 5% deposit. You may need to pay Lenders Mortgage Insurance (LMI), or you may qualify for the First Home Guarantee which waives LMI.
What government schemes are available for first home buyers?
Key schemes include the First Home Owner Grant, First Home Guarantee (5% deposit), Regional First Home Buyer Guarantee, and various state stamp duty concessions.