Buying your first home is one of the biggest financial decisions you'll make. A specialist first home buyer mortgage broker can help you navigate government grants, stamp duty concessions, and find the right loan for your situation.
Why Use a First Home Buyers Specialist?
- Access to First Home Owner Grant (FHOG) guidance
- Help with First Home Guarantee scheme applications
- Stamp duty exemption and concession advice
- Low deposit home loan options
- Comparison of first home buyer loan products
First Home Buyers Brokers in Ultimo
MZMelissa Zhou
Australia Multichoice Finance Pty Ltd
0425 253 936
GLGeorge Li
Mortgage Broker
0423 669 085
WMWei Mao
Best Mortgage Pty Ltd
0412 635 789
DMDarren Moffatt
Seniors First
0401 423 075
ENElena Nikolaeva
Mortgage Broker
0400 252 532
MWMichael Wu
Mortgage Broker
0433 506 165
SZShuyi Zhao
Mortgage Broker
0416 432 410
SSSusan Sun
Central Sydney Finance
0416 158 839
Frequently Asked Questions
What is the First Home Owner Grant?
The First Home Owner Grant (FHOG) is a one-off payment to help first home buyers purchase or build a new home. The amount varies by state and property type.
Can I buy with less than 20% deposit?
Yes, many lenders offer loans with as little as 5% deposit. You may need to pay Lenders Mortgage Insurance (LMI), or you may qualify for the First Home Guarantee which waives LMI.
What government schemes are available for first home buyers?
Key schemes include the First Home Owner Grant, First Home Guarantee (5% deposit), Regional First Home Buyer Guarantee, and various state stamp duty concessions.