Building a property investment portfolio requires strategic financing. Investment property specialists understand rental yields, negative gearing, and how to structure loans to maximize tax benefits while minimizing risk.
Why Use a Investment Loans Specialist?
- Interest-only loan options for cash flow
- Equity release from existing properties
- Negative gearing and tax benefit advice
- Portfolio structuring strategies
- Access to investor-specific loan products
Investment Loans Brokers in Ultimo
Melissa Zhou
Australia Multichoice Finance Pty Ltd
0425 253 936
George Li
Mortgage Broker
0423 669 085
Wei Mao
Best Mortgage Pty Ltd
0412 635 789
Darren Moffatt
Seniors First
0401 423 075
Elena Nikolaeva
Mortgage Broker
0400 252 532
Michael Wu
Mortgage Broker
0433 506 165
Shuyi Zhao
Mortgage Broker
0416 432 410
Susan Sun
Central Sydney Finance
0416 158 839
Frequently Asked Questions
What deposit do I need for an investment property?
Most lenders require a minimum 10-20% deposit for investment properties. Some allow 10% with LMI, but 20% avoids additional insurance costs.
Can I use equity from my home to buy an investment property?
Yes, accessing equity in your existing property is a common strategy for investment purchases. A broker can help calculate your usable equity and structure the loan appropriately.
Should I choose interest-only or principal & interest?
Interest-only loans provide better cash flow initially but cost more over time. The right choice depends on your investment strategy and tax situation.