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Mortgage Brokers in Geelong

15 brokers found in Geelong, Victoria • regional city

About Geelong

Geelong is Victoria's second city, offering waterfront living, a thriving CBD, and excellent value compared to Melbourne.

$720K
Median House Price
$450K
Median Unit Price
+55%
5 Year Growth
55%
Owner Occupied
Can you afford Geelong?

At Geelong's median house price of $720K, here's what the numbers look like:

$144K
20% deposit
$38K
Stamp duty (VIC)
$576K
Loan needed
~$126,000
Rough income needed*

💡 First home buyers in Victoria may pay as little as $31K in stamp duty at this price (new home, eligibility rules apply).

See if you can borrow this → Detailed VIC stamp duty →

*Indicative only, single owner-occupier, 20% deposit, no HECS, standard credit card limit. Assessed at 9.72% (actual 6.72% + APRA 3% buffer). Use our borrowing power calculator for an accurate figure.

Why Use a Local Geelong Mortgage Broker?

Why Geelong Lending Looks Different in 2026

Geelong sits in a band of regional Victoria that most major lenders treat as metro-equivalent — not "true regional" like Bendigo or Ballarat. That single classification flips three borrowing levers in your favour: 90 per cent LVR caps are widely available, rental income on investment properties is shaded at 80 per cent (not 75 per cent), and automated valuations clear faster than full inspections.

Three Geelong-specific facts to factor in when you talk to a broker:

Median house prices in Geelong have grown 55 per cent in five years — roughly double Sydney metro and ahead of Melbourne metro over the same window. The story is no longer "regional discount"; it is "infrastructure-backed regional growth." Brokers who actively write loans in greater Geelong will know which 4-5 lenders are currently competitive on policy versus rate. The spread is meaningful: borrowing capacity on an identical Geelong scenario can vary by $70,000+ between lenders.

Compare Geelong Mortgage Brokers

Matthew BakerMB

Matthew Baker

★★★★★

Mortgage Broker

0455 880 933
Emily Geer-SmithEG

Emily Geer-Smith

★★★★★

Mortgage Broker

0424 879 210
Ross McLachlanRM

Ross McLachlan

★★★★☆

MCP Financial Services

0477 878 949
Anna PetterwoodAP

Anna Petterwood

★★★★★

Mortgage Broker

0438 503 929
Mark PetterwoodMP

Mark Petterwood

★★★★☆

Mortgage Broker

0413 771 044
Sarah MaslenSM

Sarah Maslen

★★★★★

Mortgage Broker

0401 910 070
Emily HowardEH

Emily Howard

★★★★★

Mortgage Broker
Ivan SimIS

Ivan Sim

★★★★★

Mortgage Broker

0429 146 186
Sarah ThomsonST

Sarah Thomson

★★★★★

Mortgage Broker

0411 847 417
Andrew PatersonAP

Andrew Paterson

★★★★★

Mortgage Broker

0409 305 520
Ruchir GulatiRG

Ruchir Gulati

★★★★★

Aulex Finance

0433 374 050
Trevor BuultjensTB

Trevor Buultjens

★★★★☆

Mortgage Broker

0425 730 872
RW

Ray Wain

★★★★★

Aussiewide Financial Services

0439 500 437
Minnie Tolputt-CarterMT

Minnie Tolputt-Carter

★★★★☆

Mortgage Broker

0461 388 122
John NausJN

John Naus

★★★★☆

Mortgage Broker

0405 649 233

Mortgage Calculator - Geelong

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Estimated Monthly Repayment
$0

*Principal & Interest. Actual repayments may vary.

Frequently Asked Questions

How much does a mortgage broker cost in Geelong?

Mortgage brokers in Geelong are typically free for borrowers. They receive a commission from the lender when your loan settles. This means you get expert advice and access to multiple lenders at no direct cost to you.

What is the median house price in Geelong?

The median house price in Geelong is approximately $720K. Property values have grown 55% over the past 5 years. A local mortgage broker can help you find suitable loan products for this price range.

How many mortgage brokers are in Geelong?

There are 15 mortgage brokers servicing Geelong, Victoria. These brokers have local knowledge of the Geelong property market and can arrange face-to-face meetings in the area.

Should I use a mortgage broker or go directly to a bank?

A mortgage broker in Geelong can compare loans from 30+ lenders, potentially saving you time and money. They handle the paperwork, negotiate on your behalf, and provide ongoing support - all at no cost to you.

Find Specialists in Geelong

First Home Buyers

Grants, schemes & guidance for first-time buyers in Geelong

Investment Loans

Build your property portfolio in Geelong

Refinancing

Switch lenders for better rates & cashback offers

Construction Loans

Finance for building your dream home

Nearby Suburbs with Mortgage Brokers

Geelong West 6 brokers • $780Kheritage villageManifold Heights 1 brokerregional-townBreakwater 1 brokersuburbanEast Geelong 4 brokerssuburbanNewcomb 1 brokersuburbanBell Post Hill 1 brokersuburbanDrumcondra 2 brokerssuburbanHamlyn Heights 2 brokerssuburban