Building a property investment portfolio requires strategic financing. Investment property specialists understand rental yields, negative gearing, and how to structure loans to maximize tax benefits while minimizing risk.
Why Use a Investment Loans Specialist?
- Interest-only loan options for cash flow
- Equity release from existing properties
- Negative gearing and tax benefit advice
- Portfolio structuring strategies
- Access to investor-specific loan products
Investment Loans Brokers in Geelong
MBMatthew Baker
Mortgage Broker
0455 880 933
EGEmily Geer-Smith
Mortgage Broker
0424 879 210
RMRoss McLachlan
MCP Financial Services
0477 878 949
APAnna Petterwood
Mortgage Broker
0438 503 929
MPMark Petterwood
Mortgage Broker
0413 771 044
SMSarah Maslen
Mortgage Broker
0401 910 070
EHEmily Howard
Mortgage Broker
ISIvan Sim
Mortgage Broker
0429 146 186
STSarah Thomson
Mortgage Broker
0411 847 417
APAndrew Paterson
Mortgage Broker
0409 305 520
Frequently Asked Questions
What deposit do I need for an investment property?
Most lenders require a minimum 10-20% deposit for investment properties. Some allow 10% with LMI, but 20% avoids additional insurance costs.
Can I use equity from my home to buy an investment property?
Yes, accessing equity in your existing property is a common strategy for investment purchases. A broker can help calculate your usable equity and structure the loan appropriately.
Should I choose interest-only or principal & interest?
Interest-only loans provide better cash flow initially but cost more over time. The right choice depends on your investment strategy and tax situation.