Buying your first home is one of the biggest financial decisions you'll make. A specialist first home buyer mortgage broker can help you navigate government grants, stamp duty concessions, and find the right loan for your situation.
Why Use a First Home Buyers Specialist?
- Access to First Home Owner Grant (FHOG) guidance
- Help with First Home Guarantee scheme applications
- Stamp duty exemption and concession advice
- Low deposit home loan options
- Comparison of first home buyer loan products
First Home Buyers Brokers in Geelong
MBMatthew Baker
Mortgage Broker
0455 880 933
EGEmily Geer-Smith
Mortgage Broker
0424 879 210
RMRoss McLachlan
MCP Financial Services
0477 878 949
APAnna Petterwood
Mortgage Broker
0438 503 929
MPMark Petterwood
Mortgage Broker
0413 771 044
SMSarah Maslen
Mortgage Broker
0401 910 070
EHEmily Howard
Mortgage Broker
ISIvan Sim
Mortgage Broker
0429 146 186
STSarah Thomson
Mortgage Broker
0411 847 417
APAndrew Paterson
Mortgage Broker
0409 305 520
Frequently Asked Questions
What is the First Home Owner Grant?
The First Home Owner Grant (FHOG) is a one-off payment to help first home buyers purchase or build a new home. The amount varies by state and property type.
Can I buy with less than 20% deposit?
Yes, many lenders offer loans with as little as 5% deposit. You may need to pay Lenders Mortgage Insurance (LMI), or you may qualify for the First Home Guarantee which waives LMI.
What government schemes are available for first home buyers?
Key schemes include the First Home Owner Grant, First Home Guarantee (5% deposit), Regional First Home Buyer Guarantee, and various state stamp duty concessions.